Identity Theft Recovery Plan

Use IdentityTheft.gov, freeze reports, contact affected companies, and keep one dated case file. Recovery works better as a sequence.

Create the report

IdentityTheft.gov produces a recovery plan and an Identity Theft Report that can support company and bureau requests.

Stop new accounts

Freeze Equifax, Experian, and TransUnion separately. Add a fraud alert when useful and secure email, phone, and financial accounts.

Close affected accounts

Contact fraud departments through official numbers, change credentials, and request written confirmation of closures and corrections.

Clean the reports

Use the FCRA identity-theft block process with required identity and theft documents. Track submissions and responses separately by bureau.